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Too big for a notebook, too small for an accountant

Accounting for the everyday negosyante

Record sales and expenses like you'd text them. sentimo keeps your BIR-ready books. No accounting needed.

  • Free to start
  • Works on your phone
  • Nothing posts until you confirm

An animated preview of sentimo on a phone. The assistant records a sale from a text, an expense from a receipt photo, and a customer payment from a voice note. Each one waits for Confirm before it's recorded.

Tap Confirm, or try another way to record.

The problem

She knows every sale to the peso. Her books are in a notebook.

The BIR asks her for the same books as a corporation. So she falls behind, pays someone she can barely afford, or fills in the notebook the night before the deadline.

  • 1.13 million

    micro businesses in the Philippines, 90% of all businesses.

    Source: DTI, 2024
  • ₱5,000–₱8,000

    a month for a bookkeeper. Too much for most.

    Source: Davao Accountants, 2025
  • Debit, credit

    is how accounting software talks. Owners shouldn't have to.

How it works

You say what happened. sentimo does the accounting.

Sell, buy, pay, get paid. That's all you record. sentimo handles the rest.

  1. 1

    Record it your way

    Tap a short form or message the assistant. Snap a receipt to fill it in.

    The Record screen: Sale, Expense, Bought goods, Customer paid.
  2. 2

    sentimo writes the entry

    Every record becomes a balanced entry. Plain words for you, debits and credits for your bookkeeper.

    What changes in your books: Cash goes up ₱1,100 (debit Cash on Hand). Sales goes up ₱1,100 (credit Sales).
  3. 3

    Close the month, get tax figures

    A 5-minute checklist closes the month. Your statements and 1701Q figures are ready.

    Month-end checklist, all done. September is closed and the 1701Q figures are ready.

The assistant

Send a message. It does the encoding.

Text, snap, or say what happened. The assistant turns it into a proper entry.

  • Taglish or English

    Write the way you text.

  • Text, photo, or voice

    Snap a receipt or just say it.

  • Asks when unsure

    “Para saan 'to?” Tap an answer.

  • Fixes mistakes

    “Mali yung kanina, ₱1,500 lang.”

  • Answers questions

    “Sino pa may utang sa akin?”

Nothing posts until you tap Confirm. The AI drafts. sentimo's rules do the math.

The assistant chat: the owner sends a ₱2,340 hardware receipt, the assistant asks what it was for with three choices, the owner taps Shop repairs, and the entry is recorded.

Features

Everything from the first sale to the BIR form

One app, on your phone or computer.

  • Books that are always correct

    Every entry balances. Corrections never erase history.

  • Month-end in about 5 minutes

    Count stock, check unpaid bills and sales, and lock the month.

  • Reports you can read

    Income statement, balance sheet, owner's equity, and trial balance.

  • BIR books, ready to print

    Journals and ledger. Print them or export to CSV.

  • 8% tax figures

    1701Q and 1701A figures, eBIRForms steps, and 2307 credits.

  • Online selling

    Track Shopee, Lazada, and TikTok Shop payouts, fees, and the 1% withheld.

  • Reminders

    Deadlines, month-end, and overdue utang, right on your phone.

  • Bring your bookkeeper

    Invite a bookkeeper or co-owner with a link.

Plain words, real books

Simple on top. Proper double-entry underneath.

You see what you have, what you owe, and what's yours. Your bookkeeper sees the journal and ledger. Same entries.

What you haveAssetsWhat you oweLiabilitiesWhat's yoursOwner's equity

What the owner sees for a ₱1,100 cash sale: Cash goes up, Sales goes up.
What the bookkeeper sees: journal entry 129, debit 1000 Cash on Hand ₱1,100, credit 4000 Sales ₱1,100.
  • Unbalanced entries are rejected.
  • Posted entries never change. Corrections are new entries.
  • Closed months stay locked.
  • The AI never does the math.

Made for your business

Two questions. Books that fit.

Tell sentimo what you sell and where. Your accounts are set up to match. Change it anytime.

  • Sari-sari store
  • Bakery
  • Carinderia
  • Online seller
  • Salon
  • Repair shop
  • Laundry
  • Printing

What do you sell?

  • Goods

    Food, clothes, sari-sari items, things you make or resell

  • Services

    Salon, repairs, laundry, printing, tutoring

  • Both

    e.g. a repair shop that also sells parts

Where do you sell?

  • In person

    Store, stall, home, or on site

  • Online

    Shopee, Lazada, TikTok Shop, Facebook

  • Both

    A store and an online shop

Compared

A bookkeeper's books, at a sari-sari store price

Notebook or spreadsheetBookkeepersentimo
Monthly cost₱0₱5,000–₱8,000From ₱0
No accounting knowledge neededPartlyYesYes
Double-entry books and statementsNoYesYes
Record by text, voice, or photoNoNoYes

Bookkeeper cost: Davao Accountants, 2025. Comparison is our own.

Pricing

Free to start. ₱399 for everything the BIR asks for.

A fraction of a bookkeeper's fee.

  • Free

    ₱0 / month

    Record and close every month.

    Start free
    • Businesses: 1
    • Record sales, expenses, and payments
    • Contacts, products, and inventory
    • Journal, ledger, and trial balance
    • Guided month-end close
    • Deadline calendar and reminders
    • Platform payouts and withholding
    • Assistant by text
    • Not included: Assistant by voice and photo
    • Not included: Receipt scanning
    • Assistant allowance: Basic
    • Financial statements: Current month
    • Not included: Print and export books
    • Not included: Tax figures and 2307 tracking
  • Recommended

    Starter

    ₱399 / month

    Printable books, full statements, and tax figures.

    Get Starter
    • Businesses: 1
    • Record sales, expenses, and payments
    • Contacts, products, and inventory
    • Journal, ledger, and trial balance
    • Guided month-end close
    • Deadline calendar and reminders
    • Platform payouts and withholding
    • Assistant by text
    • Assistant by voice and photo
    • Receipt scanning: 25 a day
    • Assistant allowance: 2× Basic
    • Financial statements
    • Print and export books
    • Tax figures and 2307 tracking
  • Pro

    ₱699 / month

    For up to three businesses.

    Get Pro
    • Businesses: Up to 3
    • Record sales, expenses, and payments
    • Contacts, products, and inventory
    • Journal, ledger, and trial balance
    • Guided month-end close
    • Deadline calendar and reminders
    • Platform payouts and withholding
    • Assistant by text
    • Assistant by voice and photo
    • Receipt scanning: Unlimited
    • Assistant allowance: 4× Basic
    • Financial statements
    • Print and export books
    • Tax figures and 2307 tracking

FAQ

Questions owners ask

Bawat sentimo, nasa libro.

Every peso in its place. Set up in minutes.